Questions for Your Home Insurance Agent
Prior to purchasing a home insurance policy in Illinois, there are several questions for your home insurance agent you should be asking. These questions outline just what you are obtaining for your investment and who you are getting it from. Keep this in mind as you consider your options for home insurance.
What types of insurance are offered?
A home insurance agent will obviously provide home insurance , but they may also offer other types of insurance including life insurance , car insurance , RV insurance and more. The benefit of choosing an agent offering several forms of insurance is the discount pricing that may be available when multiple policies are purchased at the same time.
Who is the home insurance agent and how can they be reached?
While each insurance company is slightly different in the way that claims are filed , there are likely to be times when you will need to contact a local home insurance agent to request information or to inquire about policy coverage. Know who your specific agent is , where they are located and how to reach them before agreeing to any online policy.
How will they explain the policy?
If you have questions regarding your home insurance policy , your insurance agent should be readily able to answer them. When you contact the home insurance agent , ask them any questions you may have in regards to your policy. This will ensure you are able to make a logical decision.
Is there a charge for a quote?
Most home insurance agents do not charge consumers for devising a quote , but this information should be verified prior to requesting one. You may wish to fill out the quote online to avoid all potential risks.
Who is the insurance company?
Ask the home insurance agent about the company itself. Learn about the company's financial stability and its customer service level. This will help ensure that the insurance company is a company you want to do business with.
These are just a few of the questions you should ask your home insurance agent. It is never acceptable to sign a policy without having all of your questions answered.