Auto insurance is not one size fits all.
It is a combination of many different types of coverage , the details of which depend upon the policy holder.
Some elements of an insurance policy are dictated by the particular state in which the policy holder happens to reside, liability auto insurance being the most common of these. There are other types of coverage that are important for their own reasons, however. Such insurance options like comprehensive coverage , collision coverage , or uninsured motorist coverage could be extremely helpful in the event of an accident.