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Is there really a thing such as discount auto insurance?

At times like this everyone is looking for a break on monthly and yearly expenses. It would be nice if it can come as a discount on your auto insurance. Just when you thought you had saved as much as you could on your auto insurance you call your insurer to find out that you have just made five years and no accidents. You also tell them that you have now become a homeowner since the last time you got your insurance. Looks like it's time to save, save, save!

As a consumer you can rack up on the savings on discount auto insurance. If you bought a new car you might want to think about adding it to your insurance. Most insurance companies in Oakland, CA will give you a discount on adding multiple vehicles to one policy. But look out, because your profession, age or use of the Internet could give you discounts as well.

Now the reason you majored in bio - chemistry and minored in math was because you like science-related studies. You probably didn't know that your bachelor's degree in engineering or any science related field could possibly give you discounts on your auto insurance. If you just happen to have a good driving record to go along with this degree you could find yourself saving between 10 to 30 % on your premium.

One of the important things to remember is just because your looking for discount auto insurance doesn't mean you can't find quality insurance. There are so many factors that go into play when getting insurance. You must educate yourself on the various ways to get discounts before you speak with an agent because they may not tell you everything. One of the reasons for this is because they simply don't know everything about you and it is your job to tell them.

You can get even more discounts if you are retired or active military. One company in particular, GEICO will give anyone in the army/military a 2 percent to 15 percent discount on their premium. GEICO also allows their military members to put their vehicles in storage and drop their liability coverage for the time they are deployed overseas. Say the military sends you to a country in which the government offers hostile-fire pay, you will get an additional 25% off your comprehensive bill while your car is in storage.

Remember the new house that you just bought also. Most insurance companies will give you up to 10 percent off your premium if they hold both your homeowners and auto insurance policy. If you also stay with some companies longer than 5 years without any violations on your driving record you can rack up in savings as well. The best discount and the easiest one is the Internet. You just might find the insurance company that will let you take a 45-minute training video with a kit that you can purchase online about Driving Safety Courses. They are given by the National Safety Council and are suppose to be great in driver improvement.

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